Virtual Assistant Contest

Yes, I joined a contest that will win me a seat for the virtual assistant seminar 101 check more on this on www.filipinova.com

I have this goal to work at home and earn as much as I am earning as an employee and have the chance to take care of my son every single day:)

The contest involves the posting a quote and making people like it on facebook. To know more about the contest here's the link https://www.facebook.com/PhilippinesVirtualAssistantGuru/app_237342086329077

Here is my entry to it:

 Sixty-two of my facebook friends click LIKE button for this quote, which qualified me for the second round of voting. The second round of voting involves the voting on this site: http://jhilario.com/vasvoting

To all my readers please vote for my quote the same as the image above with the name Rowena Caro on this site: http://jhilario.com/vasvoting

Your vote can help change my future from a company worker to a work at home mom;)

Please vote here: http://jhilario.com/vasvoting

Success Planning for 2014

Clarity about your future is very important.

Make your life better by doing what the successful people on the planet.

You don't predict the future, you make it. God's dreams are your dreams, inside attraction is action. Plan your work and work your plan. Jim Rohn once said never start the day with having done with it. The person who doesn't have a plan always gives way to those who have a plan. Specifically written plans.

Planning my year year has been a habit for some years already I made and write my plans. I usually had 1 or 2 pages only of plan and rewrite the occasionally some of my plans do come true like the one when I planned of travelling abroad. And it did come true when I was granted a scholarship to Jersey, Channel Islands,United Kingdom.

Being a member of Bo Sanchez Truly Rich Club, I bump into one of the newsletter about Jomar Hilarios Success Planning Workshop 2014. The planning was more improved and organized, its a combination of ways to make your dreams come true. In the workshop you'll find out the big flaw in setting goals and plans- that many people fall into- and how you can avoid falling for it too. You will also find out what you need to do to make yourself continue with your plans- even when the going is tough.

As a practice for internet marketing I even made my video to promote Jomar's event here is the link.. . http://bit.ly/1eFXeHJ

I believe that to succeed in any areas of our life whether its in investing in the stock market, business, marriage life or career one must have a written plan.

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Short term or long term stock market investor

There are two types of Filipinos who are investing into the stock market. The short-term investor and the long-term investor. Whats the difference?

Short-term investors in the stock market get scared when their is a pull back like the ones we are experiencing today, they get scared because they see their portfolio go down.

For long-term stock market investors, it is a great opportunity to be able to accumulate all these good companies at market price.

Long term investments are those shares you buy and intend to hold for five to ten years.

However, for new long term investors they are very speculative at these time when the current state of the Philippine stock market is so low. They are scared if they made a good decision about investing their hard earned money. To validate that they are doing the right thing, that the stocks really outperform all other asset class. Well, the value of our market today is way, way high compared to what it is before despite the fact that we go through a lot of depressions, a lot of oil crisis and martial laws.

I have been investing in the Philippine stock market, although I don't have a first hand understanding about whats happening in the market, why it is going down or when will it go up, I have my mentor through the Truly Rich Club that guide me of what is the right stocks to buy and when is the perfect time to sell. It made me feel so secure that my hard earned money will beat inflation.

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Five Laws of money

From the "Richest Man in Babylon" by George Clason

1. Money will come gladly & in increasing quantity to any man who will put by not less than one-tenth of his earnings to create an estate for his future & that of his family.

If a man consistently saves and invest consistently and regularly of what ever income he earns, surely as time will come he can accumulate enough that can provide another source of income for him, and a part of these will be added to his estate.

2. Money laboreth diligently and contentedly for the wise owner finds for it profitable employment.

Money that is acquired out of good labor will surely go to good purpose.

3. Money clingeth to the protection of the cautious owner who invest it under the advice of men wise in its handling.

Money gained out of hard labor must be guarded with cautious, one must seek the advice of men that are expert in its handling. these is to secure the capital and enjoy and be content of its small consistent increase.

4. Money will be lost form the man who will invest it in businesses or purposes with which he is not familiar or which are not approved by those skilled in its keep.

Before investing ones hard earned money. Make sure that he understand what he is investing for and not to be tempted to invest in something that promises high returns at the soonest time possible. That is why I got a mentor in my investments, I make sure that these mentors of mine are giants in the industry that I am investing in, so they will guide me to the right path. As for my Investments in the Philippine Stocks, I joined the Truly Rich Club, it releases a monthly update of the current situation in the stocks exchange.

5. Money will go away to any man who will force it to impossible earnings or who will be tempted to the alluring advice of tricksters and schemers.

Wisdom indeed is very essential in handling money. If one has wisdom no matter how small his money is it will surely multiply its increase, but without wisdom, even if you have all the money in the world it will be quickly lost.

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Seven Cures for a Lean Purse

From the book "The Richest Man in Babylon" by George Clason

The book clearly emphasizes the remedy if you had a lean or empty wallet.

1. Start to fatten your purse.
     How? For every ten coins you placed within your wallet take out only nine. Your wallet then will start to fatten at once and its increasing weight will feel good in thy hand and bring satisfaction to thy soul.

2. Control thy expenditure
     Study carefully your accustomed habits of living. Herein may be the most often found certain accepted expenses that may wisely be reduced or eliminated. Let thy motto be one hundred per cent of appreciated value demanded for each coin spent.

3. Make thy gold multiply
   "To put each coin to laboring that it may reproduce its kind even as the flocks of the field and help bring to thee income, a stream of wealth that shall flow constantly into thy purse.

4. Guard thy treasures from loss.
    Guard thy treasures from loss by investing only where thy principal is safe, where it may be reclaimed if desirable, and where thou will not fail to collect a fair rental. consult with wise men. Secure the advice of those experienced in the profitable handling of gold. Let their wisdom protect thy treasure from unsafe investment.

5. Make of thy dwelling a profitable investment.
    "Own thy own home"

6. Insure a future income
   It behooves a man to make preparation for a suitable income in the days to come, when he is no longer young, and to make preparations for his family should he be no longer with them to comfort and support them. provide in advance for the needs of thy growing age and the protection of thy family.

7. Increase thy ability to earn
   Preceding accomplishment must be desire. For a man to desire five pieces of gold is a tangible desire which he can press to fulfillment. In learning to secure his one definite small desire, he hath trained himself to secure a larger one. This is the process by which wealth is accumulated.

I do follow these steps to fatten my purse. I even got mentors thru the Truly Rich Club, to guide me in my investments in the Philippine stock market.

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All my stocks are RED

An excerpt from the Stock Update of Truly Rich Club of Bo Sanchez.

Bo answers questions that will calm us stock market investors in these bear market.

                         The Philippine stock market experiences a bear market.

What will happen if the stock market crashes?
    Then it is the perfect time for long term investors to celebrate. because the real secret to huge gains in the market is when we buy at cheap prices. The Philippine stocks has already experienced it when The Philippine stock market crashes in 2008.


Can I borrow money to invest in the stock market?
   Its a big No.no.NO.
   Put around 10 - 20% of your income regularly in the stock market.
   Just imagine if we borrowed money, and plunked it in a stock that didn't budge for two years? - Paying the interest would be very painful.

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Be responsible for your success in Stock Market investing

Be Totally Responsible for your Success  (stock market investing)

In whatever situation we are in right now, either we are blessed or cursed it up to our making. We are the very person who created the life we are living right now.

The initial step towards accountability whether in our investing life or any other areas of our life, is to stop complaining. Oftentimes we complain about the weather, the government, our relatives, neighbors, our job, the boss and even God for our misfortune. But actually it is of our making.. If your stock market investment is not as good as the others, perhaps you do not get a good mentor to guide and inform you of the best investing methods.

Even in the midst of our poverty or hardship there are a millions of reasons to be thankful for. The things, that we focus expands because what we focus on expands. So when we focus on the blessings, blessings will expand. but if we start to concentrate on what is not there or what is lucking or what's ugly about the situation then we simply will have more of it.

Just like the Philippine stock market now everything in my portfolio is RED, however, I still keep on investing because, i got a great mentor Bo Sanchez, who persistently remind me to keep on investing especially when the prices is very low.

A video of Jim Rohn about making excuses.